Конец банковского дела. Деньги и кредит в эпоху цифровой революции

Rajan, Raghuram G., and Luigi Zingales What Do We Know about Capital Structure? Some Evidence from International Data // Journal of Finance50 (5): 1421–1460 (1995).

Ramsden, Richard, Himmelberg, Charles P., Greely, David, and Anne Brennan Higher Capital Costs Hinder Loan Growth. Global Investment Research. New York: Goldman Sachs, 2010. См.: http://www.goldmansachs.com/our-thinking/archive/higher-capital-costs.pdf.

Ramsden, Richard, Quinteros Jr., Julio, Williams, John T., Fassler, Matthew J., Shapira, Adrianne, and Patrick Archambault Higher Bank Costs Are Affecting Low-Income Borrowers Most. Global Investment Research. New York: Goldman Sachs, 2011. См.: http://www.goldmansachs.com/our-thinking/public-policy/regulatory-reform/higher-bank-costs.pdf.

Reinhart, Carmen M., and Kenneth S. Rogoff The Aftermath of Financial Crises // American Economic Review99 (2): 466–472 (2009a).

Reinhart, Carmen M., and Kenneth S. Rogoff This Time Is Different: Eight Centuries of Financial Folly. Princeton, NJ: Princeton University Press, 2009b.

Repullo, Rafael, and Javier Suarez The Procyclical Effects of Bank Capital Regulation // Review of Financial Studies26 (2): 452–490 (2013).

Richards, R. D. The Early History of Banking in England. New York: Augustus M. Kelley, 1929.

Rosenberg, Richard M., and Ronald B. Given Financially Troubled Banks: Private Solutions and Regulatory Alternatives // Banking Law Journal104: 284 (1987).

Sapienza, Paola What Do State-Owned Firms Maximize? Evidence from the Italian Banks. CEPR Discussion Paper 3168. Centre for Economic Policy Research, 2002.

Scarpetta, Stefano, Sonnet, Anne, and Thomas Manfredi Rising Youth Unemployment during the Crisis: How to Prevent Negative Long-Term Consequences on a Generation? OECD Social, Employment, and Migration Working Paper 106. OECD Publishing, 2010. См.: http://www.oecd-ilibrary.org/social-issues-migration-health/rising-youth-unemployment-during-the-crisis_5kmh79zb2mmv-en.

Scholtes, Saskia, and Richard Beales Top Rating Proving Crucial to Structured Finance Sector // Financial Times, May 17, 2007. См.: http://www.ft.com/cms/s/0/21e5032e-0413-11dc-a931–000b5df10621.html.

Schumpeter, Joseph A. Theorie der wirtschaftlichen Entwicklung: Eine Untersuchung über Unternehmergewinn, Kapital, Kredit, Zins und den Konjunkturzyklus,2^nd ed. [The Theory of Economic Development: An Inquiry into Profits, Capital, Credit, Interest, and the Business Cycle]. Munich: Duncker & Humblot, 1926.

Schumpeter, Joseph A. Capitalism, Socialism, and Democracy. 3^rd ed. New York: Harper and Brothers, 1950.

Schwartz, Anna J. The Misuse of the Fed’s Discount Window // Federal Reserve Bank of St. Louis Review 74 (5): 58–69 (1992).

Shin, Hyun Song Reflections on Northern Rock: The Bank Run That Heralded the Global Financial Crisis // Journal of Economic Perspectives23 (1): 101–119 (2009).

Sieg, Linda, and Kiyoshi Takenaka Japan’s Abe Taps Allies for Cabiet, Eyes Deflation // Reuters, December 26, 2012. См.: http://www.reuters.com/article/2012/12/26/japan-politics-idUSL4N0A0 °CN20121226.

Silber, William L. Why Did FDR’s Bank Holiday Succeed? // FRBNY Economic Policy Review15 (1): 19–30 (2009).

Simons, Henry C. Rules versus Authorities in Monetary Policy // Journal of Political Economy44 (1): 1–30 (1936).